Divorcees and Widows/Widowers have options of how and when to receive their Social Security Income.

You will learn:

Social Security

• 5 factors to consider when deciding to apply for benefits
• How to estimate your benefits
• Rules regarding Divorced Spousal Benefits
• Innovative strategies for coordinating Survivor benefits.
• How to minimize taxes on Social Security Benefits
• How to coordinate Social Security with your other forms of retirement benefits

Medicare

• How Medicare enrollment periods work – and what you need to do to avoid late-enrollment penalties
• How much you can expect to pay in health care cost after going onto Medicare
• How Medicare works with private insurance to provide comprehensive coverage
• Why most people pay too much for private insurance and how you can avoid excess costs
• Why you must plan for higher health care costs in retirement – including the possibility of needing long-term care.